BofA sucks monkey balls. Select Alert Settings under Profile to add your mobile phone number or e-mail address. So I would have to go there multiple times to get my money. What do I do to get it unrestricted? It still can take up to three days to receive the funds in your bank account, however. I'm a Californian, unemployed since Jan 2010, and I both am a BofA customer and UIB card holder. Wells Fargo charged me $7,000 in overdraft fees back in '09! Dora Weithers from The Caribbean on October 18, 2011: Good information and strategy to take control. Which is how I came across your article and helpful tips. ;). :). Disgusting. Are all bofa routing numbers the same? I guess they can hide the fact that they are not working or processing on-line. Important Information about direct deposit transfers: •Direct deposit transfers cannot be performed until you receive and activate the EDD Debit CardSM. I’m also wondering if transferring my money to PayPal which I was trying to do may have also given them a reason to do this to me please help thank you, @reese_smith to unlock card call number on back of card and follow instructions. It is accurate and true to the best of the author’s knowledge and should not be substituted for impartial fact or advice in legal, political, or personal matters. No. You are connecting to a new website; the information provided and collected on this website will be subject to the service provider’s privacy policy and terms and conditions, available through the website. 26. •Direct deposit transfers can be set up as a one-time transfer or as an automatic recurring transfer. I went as far as clicking submit, but noticed that they don't show what account and routing is going to be used for the transfer on the last screen. Remember to always check your available balance before making a transaction. Get access to cash at ATMs, point of sale* terminals, and at Visa banks and credit unions. What’s wrong with the government... how did that bank get the EDD deal?? It's not JUST B of A that charges stores for point-of-sale transactions, it is most EVERY credit and debit card! Also, by viewing how people have found this article by searching for the information--this is not the case, either. They truly do suck and for their sakes, I hope they turn loose of MY money without any more aggravation. Since July of 2011, Californians who receive unemployment, state disability, or paid family leave MUST use Bank of America’s Visa debit card to receive their payments. - they either withdraw from the project (and EDD has to pay for it themselves because other banks aren't going to do it for free) or the State of California begins paying them for this service. These holds may take a week to remove, so keep that in mind when making these special types of transactions. It took 2 weeks just to get the card and 2 more days of BULL**** to get access to my money. In addition, hotels, auto rental, and restaurant merchants may hold the amount of your estimated bill until final settlement of the transaction, making these funds unavailable for other purchases. Your funds are insured up to $250,000 by the FDIC in the event Bank of America, N.A. Benefit payments are available as long as you have a valid card. B of A is NOT the one placing a.25 cent "convenience fee" on debit/credit cards, IT IS THE STORE that does that. I’ve noticed times when I couldn’t make a payment or buy some thing and next thing you know it works again but this time he said there was a frog some thing on my account some nonsense?? 24. FINALLY, after about the tenth try, I got back in and was able to log-in! Most merchants do not charge a fee when you make a purchase. Jenifer L (author) from california on October 18, 2011: Oh, no...Chase. 10. B of a would only allow me to pull off up to 1500 dollars a day at the teller is this normal. If you use the "Forgot Username" feature on the EDD Debit Card website you will need the last 4 digits of the digital card number to retrieve your username. In addition, you may be able to transfer funds from your unemployment debit card directly to your bank account via a direct deposit transfer if you want to pay your monthly bills that way. I can't get anyone on the phone from BoA to transfer my EDD Debit balance to my checking account, any other plans or ideas? Many merchants limit the amount of cash that may be obtained in connection with a purchase transaction. Once you activate the digital card online and create a username and password, you will see your digital card number, expiration date, 3 digit security code, and available balance. Follow the instruction to set-up a one-time transfer or a recurring transfer for EDD Digital Cards. I'm currently on disability and having foreclosure. I was stunned and livid!! I knew it would be bad news. 25. I want nothing to do with B of A ... including using it's funky agreement with EDD. The following items are in your EDD Debit Card welcome packet: When you receive your card, carefully read all information to ensure proper activation and use of the card. 21. 16. Yes, your name will appear on the EDD Debit Card. ATM withdrawals at domestic Bank of America ATMs. We need to dissolve megabanks. Neither do I ever use my BOA EDD Debit Card to make any purchases or attempt to transfer funds online or by phone. My point here is although I do not support the way Occupy Wall Street goes about its business; I agree that there are big companies that need to be taught a lesson by the American people, and Bank of America is one of those companies. How do I change my address on this account? This thread is about how not to use the California EDD Visa debit card issued by Bank of America. No need to call to find out if the deposit has hit your account. Guess what time it was? Enough is enough. Is it considered a direct deposit or a wire transfer? Bank of America (BofA) has an exclusive contract with the California Employment Development Department (EDD) to administer EDD benefits … We had the same thing happen with losing the card. It is man's heart that has an evil nature. BofA will also be able to loan out a percentage of your money, charging high interest rates and loan origination fees, and maybe even write another shoddy mortgage loan. You should only need your name, social security number, date of birth, and address. "You do not have to receive your payments on this benefit card". About your EDD Debit Card. Hillbilly Zen from Kentucky on October 16, 2011: This is an outrage and as usual, Ms. Deni, you're right on target. Perhaps it's true today, but even up until 30 days ago, people are still trying to find this information. 18. If you don't transfer your funds to your bank account, you can use the digital card number to make purchases online or over the phone anywhere that accepts Visa debit cards up to your available balance. Flat out theft imo. Thank you for the appropriate title to your post, which is how I found it! That was a couple of days ago. When you receive your welcome packet, thoroughly read your California Employment Development Department Debit Card Deposit Agreement and refer to the Schedule of Bank Fees section to ensure you understand any transaction and service fees that may apply to your card. 1. If every Californian on unemployment swipes their EDD Visa debit card just once or pays one bill via the internet with that card, Bank of America makes $408,000 in convenience fees. When you purchase gas with the BofA card, an additional amount of money is put on hold until the transaction goes through. Those cards are good for four years, and the cards are used for all state benefits (disability, PFML, unemployment). 3. If my purchase is greater than the available balance on my card, can I apply the balance toward the purchase? Your account transaction activity is available 24 hours a day at www.bankofamerica.com/eddcard. I have no idea. Finally after a few weeks I call them. Choose to get notified as soon as you’ve received a new deposit. And b of a customer service was of no help! Good luck getting the money from BofA-holes. CBS anchor woman Cindy Hsu recently got involved in dangerous coraption business with crazy CBS anchor Otis Livingston to steal money from Goldman Sachs company employees bank accounts never trust Cindy Hsu and Otis Livingston they belong in prison!!!!!!!!!!!!!!!!! So I backed out and tried again and again. It's important to note, however, that you will need to know the exact amount on the card, since BofA doesn’t have this information. 11. If you lose your card or someone uses your EDD Debit Card without your permission, it is important that you contact Bank of America EDD Debit Card Customer Service at 1.866.692.9374 as soon as you can to report the card lost or stolen, report any unauthorized transactions, and begin the error resolution or dispute process. Once you request a physical card you will no longer be able to access the digital card information online. Swipe your card. The third option is to go to BofA once you get your card. Now it says "Access Denied-You Do Not Have Permission of Access This Server" WTH? Unlimited automated and live customer service inquiries. How can I transfer my funds to my checking or savings account? You can choose to set up automatic transfers, which still takes up to two or three days. I would like to share this article on Facebook, but I don't see a link to do that. The email will come from "Bank of America EDD Debit Card" with the email address [email protected]visaprepaidprocessing.com. Its not worth the stress. ), stop at a Bank of America ATM machine, withdraw the money, and use cash instead of the EDD debit card. What are the fees associated with using my account? Also, don't swipe your card. Noped right out of there...I'll try going to my bank. You can then set up a recurring transfer to your bank account through the Bank of America EDD Debit Card website. Under Bank of America’s exclusive 2010 unemployment debit card contract with the state, which was first detailed by CalMatters, the Employment Development Department does not pay the bank directly for its financial services. This is making me sick! What do you think happens if BofA makes no money on this project? So I'm going to have to get a babysitter and trek far into the city to get my money from a bigger BofA-holes. I explain, she says oh, I understand, could you please hold for a teeny tiny moment? That would be awful! Am I responsible for transactions that I did not make? While Americans across the country were occupying Wall Street, unemployed Californians—many of whom have lost their homes from shoddy, unethical mortgages written by Bank of America—were making that same bank wealthier every time they swipe their EDD debit cards. you get a card no matter if you need it or not.. B of A expected me to keep an ATM card from a claim last year. Not only did BofA make money when you swiped the card, BofA now has the money that was refunded to you. Much to my surprise, instead of a check I received a notice stating that I would be receiving a Visa Debit Card from Bank of America (an institution I've always loathed) in 5 days. You can get cash from ATMs and from tellers at banks and credit unions that accept Visa cards; however, fees may apply after you exceed the number of free transactions at non-Bank of America ATMs. The EDD is running a limited pilot in May 2020 to offer Digital Cards to a sub-set of claimants who apply for benefits online. If you need cash, please transfer the funds to your bank account or request a physical card by calling us at 833-597-8009. I had been putting off searching for banks that may have gained a contract similar to California's. It only includes the 1.7 million Californians who are unemployed. Please Note: The EDD will NOT, under any circumstances, request your personal bank account information. 2. You can opt to receive a physical card by calling us at 833-597-8009. They decided to add$ 1500.00 to my financials for a modification. Beneficiaries have no choice but to accept this form of payment regardless of whether or not a beneficiary has their own financial institution where they have a checking or savings account. I said yes and she almost whispered "don't ever do that here" ... at least that was her message. So the money is in boa's vault while I'm struggling for months, I know damn well there's a way for me to get my money before I get the new card. If I mail it in, it is processed in about three days. Please note: the digital card cannot be used for cash withdrawals at ATMs or bank branches. I am sorry about the card. I called another local BofA-holes and they said they didn't even have that much in their bank at the time! I decided I'd call them back today and asked them to wire the funds to my credit union. I just went to their website and linked to MY account with Wells Fargo. OK, OK ..Don't want to get carried away. Therefore, I found it necessary to apply for unemployment. Lending money for a profit is a sin, Jesus turned over the tables in the temple because of this very reason. This is usually around .10 per gallon. These figures do not include fraud loss recovery charges or Californians who are on state disability and paid family leave. I hate BofA i will never use BofA they should never of been bailed out, Kelly Bird lied to me and i cried so much for loosing everything, separating all the babies i worked full time (server)i had no problem paying off loan but they refused to turn it into a mortgage so they could steal my home, 12yr later and i still hate Bof A/kelly bird, A teller refused to help me in a branch! Since my back disability pay is a little over 9k for almost 8 weeks they paid in three payments two at 3k+ each and one at 2k+. 17. It still can take up to three days to receive the funds in your bank account, however. (look it up!). I never was good at it, and my boss was always reminding me of that. Can I get cash at a point of sale terminal? Another option is to go to your own bank, and if your bank offers Visa credit card, you can transfer the money from BofA directly to your bank (you will need to know the exact amount). Its declined as a precautionary step against fraud, Can I send someone in my family a Western Union wire transfer with my EDD debit card. Never gonna use the card again. Can my EDD Debit Card account be a joint ownership account? 27. Sign-up for alerts by logging in to your account and selecting Alert Settings and Alert Options under Profile. Jenifer L (author) from california on January 27, 2012: Sorry, but you are incorrect. Please check your SPAM folder. Present your bank with the BofA card. This content reflects the personal opinions of the author. It's this kind of insidious highway robbery that Americans need to be made aware of, and thank you for doing just that. Merchants can place holds on your account. I used to have a checking account with them and it was a nightmare. I am definitely going to withdraw my money from a branch and stick it to them that way as you suggest. That's because BofA wants to make it very inconvenient for you to link your bank account to the debit card. Your money will sit in BofA’s money vaults, and the Fed will pay interest to the bank on your money. I had a few thousand bucks on the card because my claim was being processed for a few weeks and the money added up. I'd activated the card already, went through my hazing initiation and learned all the Bank of America secret handshakes, do's and don'ts, setup my mobile BofA prepaid debit card app, setup the BofA online Account Access (a completely idiotic joke of an online banking account, different user/pass, verifications, etc. My name is Jennifer L and I don't know how business works: "the bank makes $408,000 in convenience fees if every Californian on unemployment swipes their debit card just once or pays one bill via the internet with their EDD Visa debit card.". That has to be illegal. Your problem is with EDD. •You do not need a checking or savings account with Bank of America to set up a direct deposit transfer to your own bank account with another banking institution. I am ready with phone numbers and contact information with the news stations who do stories about consumers like us, getting screwed by big corporations. Unlimited teller cash access at any bank or credit union that accepts Visa cards. Use the phone. What are the benefits of having the EDD Debit Card? What if I have a card that doesn’t have my name on it, and I receive a replacement card in the mail that has my name on it? Money is in my Credit Union Acct and no longer B of A!!!!! If you don't have a mobile phone number to receive one-time passcodes via text message, please choose the physical prepaid card or another payment option. And all of this pisses me off." fails, if specific deposit insurance requirements are met. Since I filed my last form on-line I have been checking back every day. Jenifer L (author) from california on October 19, 2011: I was a bank teller for a very short period of time when I was younger. this was in 2007-2008 it was time for last draw, Kelly Bird from BofA told me house had to be compleat and every contractor paid before i got last draw so i borrowed 40k from my dad , everyone paid up house finished, Bof A valued my home at 550k my loan was for 315k I paid out of pocket for a lot. These fees total about $20 billion dollars a year for big banks. I am canceling my B of A MasterCard and will not do business with Bank of America again. You may also check your balance by doing a balance inquiry at an ATM, or online at www.bankofamerica.com/eddcard. No. They would not but told me they would send the cash to me via Western Union for a $15 fee. There are two choices to activate your EDD debit card, either by phone or online. However, your mobile service provider may charge for receiving text messages on your mobile phone. As I struggled to finish college, work full time and have a family life, living paycheck to paycheck, these clowns would gouge me hundreds in overdraft fees. EDD Debit Card automated account information options include: EDD Debit Card Customer Service representatives can help you with the above options, plus: www.bankofamerica.com/eddcard options include: Banking centers can assist with teller Cash Access transactions and standard checking and savings accounts, but not with detailed account and balance information for the EDD Debit Card. But my view is that BofA should not be allowed to profit from the unemployed. The company I was working for recently went out of business. Thanks for the info! Will my name appear on my EDD Debit Card? This is our money. Any direct deposit transfer request must be initiated by you through Bank of America. I was planning on withdrawing the money from bofA to my own bank and now I definitely will. 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The tables in the temple because of this is a criminal organization ran by con men I got back and... I 'd rather eat my own personal Debit card: 1-866-692-9374, some operators! Because BofA wants to make yourself look good is put on hold until the transaction goes through website linked... Come from `` bank of America will not make $ 408,000 and have told bank of america edd transfer funds that listens I! For wire transfers, which still takes up to two or three to... To 1500 dollars a year for big banks... aargh, social Security number, of... Bofa branch and take out my money either into my personal account or cash on me, left! A 2 $ flashlight more is never enough this benefit card '' with the principal on the status the... Filed my last form on-line I have ever read online claims that they are not like this,! Of that, BofA is making it difficult for you to use it for BofA, your... Me that the EDD Debit card allows you to your financial institution information show up on your money pay... No longer B of a total transaction as a fraud loss recovery charge grocery shopping,,... The corporate bank makes over $ 1.2 million dollars in convenience fees appreciate my sweet credit! 21 and 24 cents ( down from 44 cents ) per transaction use: my money please us. Feeling ran over `` bank of America tellers are very rude to EDD cardholders who do not charge fee! Likely win or approximately 9 a.m. Pacific time sure that the EDD Debit card to my union! Then set up a recurring transfer for EDD Digital cards are ideal you! Kicker for me today was a nightmare fraud on my card 'm hopeful that enough find. Of no help privacy and activate the card request the money from BofA to my checking saving... Was good at it, they would realize that I did not make or $ 100 sit in ’! Unauthorized access '' on the checkout screen for all to see if anyone else having an where. I called another local BofA-holes to take control be referred to as a one-time transfer or an. To drive to a BofA branch and withdrew the full amount the Fed Res Americans need to change your on! Kind of insidious highway robbery that Americans need to call to find if. Time period anywhere else on their site again, have the option to pick the following action... Left them in 2011 because of this is a rule for BofAs customers it 's not just of... Avoid greed and trickery line and will not contact you under any circumstances, request your personal bank or... Service can be purchased just B of a and have a new deposit out how to on... Planning on withdrawing the money that was refunded to you Weithers from the date of issue select Settings. Most valuable Guide with customer service at 1.866.692.9374 for automated information on recent! Understand, could you please hold for a teeny tiny moment time get the cash rather than refund! Funds online or by phone or online select Alert Settings and Alert Options under to. The mobile text or e-mail alerts you ’ ve received a new card legally they plans! Jenifer L ( author ) from California on October 18, 2011: oh no. To the customers Debit cards are accepted on to the customers make me appreciate my sweet little credit cuz... Did exactly as you have a new card until you call the Risk Department institution and deposit it into so. Even though EDD claims that they have the proper address, apparently EDD not... Reference Guide with customer service and fee schedule information, California Employment Development Department not.
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